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Lending made Easy: Smart, Fast, and Reliable

Speak to One of our Insiders Today.

Employment History

Thank you for taking the time to fill out our questionnaire. Everything you provided helps our mortgage professionals have a better understanding of your needs prior to our phone call. Please press the submit button below.

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Unlock your path to homeownership with personalized mortgage solutions designed just for you. Whether you're buying your first home or upgrading to your dream property, we provide expert guidance, competitive rates, and a seamless process to help you achieve your goals. Let’s make your best future a reality today!

Mixed raced couple sitting with loan officer

At The Chris Murray Group we understand that finding the perfect home extends beyond just the property itself – it's about securing the right mortgage too. Our dedicated team of experts is here to guide you through the intricate world of residential mortgages. Whether you're a first-time homebuyer or looking to refinance, we offer a comprehensive range of loan options tailored to your unique needs. Explore our diverse selection of loan types, including fixed-rate mortgages for stability, adjustable-rate mortgages for flexibility, FHA loans for lower down payments, and much more. Your dream home deserves a dream mortgage, and we're here to make it a reality.

Our Services

Preparing the Way: We are the bridge to mortgage success.

Residential Loans

Qualified Mortgage Loans

Conventional - the most popular home loan, conventional loans are less restrictive, there are fewer number of required fees, and fewer terms
to qualify.
FHA - a government-backed mortgage, FHA loans require lower minimum credit scores and down payments than many conventional loans, which makes them especially popular with first-time homebuyers.
USDA - a competitively priced mortgage option, USDA loans are zero-down-payment mortgages for homebuyers in rural areas that meet certain eligibility requirements.
VA - A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs. These loans are exclusively for active and former military members and their families.

Non-Qualified Mortgage Loans

DSCR - becoming more and more popular, a Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income.
HELOC - A HELOC is a line of credit borrowed against the available equity of your home. This type of loan is popular with homeowners because it has a lower interest rate than most credit cards.
Jumbo - A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. Right now that’s anything over
Owner-occupied no ratio loan - this type of loan is suitable for low-income buyers and other non-traditional borrowers who don’t have the standard documentation needed to obtain a traditional mortgage.

Commercial Real Estate Loans

At CMG Home Loans we recognize the complexity of commercial real estate ventures and the significance of securing the right financing. Our specialized team is dedicated to helping you navigate the diverse landscape of commercial mortgages. Whether you're investing in a new property, refinancing an existing one, or seeking construction financing, we offer a comprehensive range of loan options tailored to your business's unique requirements. Explore our diverse selection of loan types, including traditional commercial mortgages, SBA loans for small businesses, and specialized financing for multi-unit properties, all designed to propel your ventures forward. Your success in the commercial real estate market is our priority, and we're here to guide you every step of the way.

Loan Types

SBA - There are many types of SBA loans that can be used for different purposes. In general, though, these loans' low interest rates and long
terms make them great choices for business owners who can qualify.
DSCR - becoming more and more popular, a Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment
property to qualify for a mortgage instead of personal income.

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